A slip and fall injury can result in an avalanche of medical bills. Emergency room visits, diagnostic
testing, appointments with health care providers, medications and medical
procedures can quickly get expensive.Before you know it, you are buried
deep in thousands of dollars.
Highly experienced Newburgh slip and fall attorneys know that serious injuries can result from slip and fall accidents that
require extensive medical attention. For example, injuries to the head,
neck, back, and spine as well as broken bones and torn ligaments require
immediate medical treatment that can be ongoing for years.
So how do you get your medical bills paid? Several resources to consider
are workers’ compensation, commercial or homeowner’s liability
insurance, “no fault” insurance, and your own private health
Workers’ compensation insurance might provide some coverage for medical
bills, out-of-pocket expenses, and lost wages if the slip and fall accident
occurred in the workplace or during the course and scope of the employment.
However, there are a few exceptions where a work accident claim can be
denied; therefore, you should contact yourknowledgeable Newburgh personal injury attorney for insightful information that can maximize your claim.
The property owner may have been negligent in maintaining the premises
where your slip and fall accident occurred. You should consider filing
a claim with their liability insurance carrier. For example, if you slipped
and fell on a puddle of water inside a grocery store and sustained injuries,
you may be able to receive compensation from the business’s insurance
carrier. However, keep in mind that most commercial liability policies
provide limited coverage for medical bills.
In addition, you may be able to obtain compensation through your own “No
Fault” insurance. This may be possible if you were injured in the
process of entering or disembarking your vehicle. Whether medical bills
and lost wages are covered under the policy depends on the facts. Call
your insurance adjuster to find out if you are eligible.
Finally, your private health insurance may provide coverage. Check to see
if you are eligible for Medicare or Medicaid benefits.
However, keep in mind that you will be financially responsible for your
medical bills if you do not have health insurance, Medicare or Medicaid
during your personal injury dispute. Your obligation may continue until
a settlement is reached or you obtain a favorable outcome in court.
Learn more about how to establish liability in a slip and fall case in
our article posted here. Read about indoor slip and fall accidents causing injuries in
our blog post available here. Find out about outdoor slip and fall accidents in
our blog post available here. Learn about serious slip and fall injuries that can alter your life forever in
our blog post available here.
Our personal injury attorneys at
Mainetti, Mainetti, and O’Connor, P.C. have over 100 years of combined experience working with victims of personal
injury accidents throughout New York. We understand how to effectively
represent clients who have been injured in serious car accidents, particularly
throughout the Mid-Hudson Valley region in Kingston, Poughkeepsie, and
Newburgh where we have offices. Hear
what our clients are saying about us here and learn about just some of our
successful results here. If you or a loved one has been injured in a personal injury accident,
please do not hesitate to contact us by calling 845-340-HURT (4878) or
toll free at 866-440-4452, or by using the
convenient contact form here.