Anytime one has to pay for unexpected and additional expenses, fear and
anxiety begin to set in. This is especially true if one’s finances
are strained already. Medical bills related to accident injuries are some
of the largest bills that any person will ever encounter; this makes the
burden more problematic.
Experienced Poughkeepsie car accident attorneys understand the worries that burden accident victims. More importantly,
we know that there are many avenues by which you can receive assistance
in paying mounting medical debt. In addition to No-Fault payments, general
liability and collision coverage, and SUM insurance, you can also receive
help paying medical bills, as well as general bills, though civil litigation,
Workers’ Compensation, Medicare and or Medicaid, and of course,
through your own health care benefit plan.
Consider civil litigation. If you have been involved in a
car accident that which was caused by the negligence of another person, you have a
right to sue so that you can be compensated for the injuries and damages
proximately caused by the other person’s negligence.
Unfortunately, civil litigation is a lengthy process in which numerous
formalities and procedures must be followed. Our experienced attorneys
routinely achieve success, but in the time between the accident and court
awarded compensation, there are other ways to cover medical bills. Other
expenses related to the car accident can be recovered in the meantime
as well. Consider the following.
Now you know that damage not covered by insurance can be claimed against the
offending motorist in a law suit. Of course many of your physical injuries can be covered by a medical
benefit plan, like the health plan that you have through your employer.
But deductable payments, co-payments, and anything not covered by your
medical plan is compensable via a law suit.
Additionally, once health insurance is exhausted, and auto insurance coverage
is used up, and there is no more compensation available through No-Fault
insurance and or SUM insurance, Medicare or Medicaid can bridge the gap
if indeed you are on Medicare. Medicaid is also an option once other sources
of compensation are no longer viable. There are limitations, not only
in the amount of coverage available, but also based on the victim’s
Lastly, Workers’ Compensation is another way to receive compensation.
When an accident victim is injured while working for an employer, Workers’
Compensation is available to cover expenses that arose out of the work-related
crash. Under this system, the victim should not have to pay anything out
of pocket, as opposed to when using private insurance. This means that
deductibles and copayments are not necessary. Workers’ Compensation
can even pay for travel expenses related to medical care.
Learn more about general car insurance issues and an overview of important
issues in the latest article by our law firm
available by clicking here. Read about no-fault insurance and how it applies to your car accident claim by
clicking this link. Do you know what your “dec sheet” is? Read about your declarations
sheet and how to interpret it
in our post available here. Learn how SUM insurance works and why it is important in the
latest post available here.
Our personal injury attorneys at
Mainetti, Mainetti, and O’Connor, P.C. have over 100 years of combined experience working with victims of personal
injury accidents throughout New York. We understand how to effectively
represent clients who have been injured in serious car accidents, particularly
throughout the Mid-Hudson Valley region in Kingston, Poughkeepsie, and
Newburgh where we have offices. Hear
what our clients are saying about us here and learn about just some of our
successful results here. If you or a loved one has been injured in a personal injury accident,
please do not hesitate to contact us by calling 845-340-HURT (4878) or
toll free at 866-440-4452, or by using the
convenient contact form here.