What’s the big deal with
texting and driving? How much damage could it possibly cause? Well, you’ll likely end
up sitting at a conference table in a law office to be questioned by an
attorney representing the person you injured or killed because you were
busy texting an driving.
One of the questions you’ll be asked is “were you using a cell
phone while driving at or near the time of the accident?” Depending
on your answer and the circumstances of the case, the attorney may subpoena
your cell phone records. Cell phone records show the exact date and time
text messages were sent from your phone.
Proof that you were texting and driving at or near the time of the accident
is evidence of negligence. You could be sued for damages. If the amount
of damages exceeds your insurance policy, then a judgment may be obtained
against you personally, which will be enforceable for up to twenty years.
If you can’t pay it, the victim can put a lien on your assets, such
as your home, vehicles and can even seize your bank accounts until his
judgment is satisfied.
Even worse, you may have to go to trial and explain to a jury what text
message was so important and couldn’t wait that it caused you to
severely hurt a mother of three young children or kill a hard working
father supporting his family.
You can live the rest of your life with the knowledge that your texting
ruined or took another person’s life. But hey, “No big deal”, right.
For more information see our
Distracted Driving article.